It goes without saying that the most affordable health insurance will be for a perfectly healthy young man or woman with no history of illness or injuries. Unfortunately, that does not describe many of us accurately. Once we pass a certain age we all have a health history that will interest the health insurers. One of the most dramatic causes of increasing the cost of health insurance is inflated or high blood pressure. The doctors and health insurers are particularly concerned with this. If you are looking for affordable health insurance, have your blood pressure checked and if it is even slightly inflated, have the doctor get it under control as quickly as possible. When you go out to look for affordable health insurance, be sure to talk to a few companies. Do not accept the first quote you get, even though it comes with a promise that “this is the most affordable health insurance on the market”. Different companies have different methods of calculation and offer different deals to prospective clients. When a company is in the throes of selling a policy to a new client, they will often make great concessions in order to sell the policy. Don’t forget that many of the insurance agents work on a commission basis and they will lean over backwards to make a sale. This is the time you can get yourself a really affordable health insurance policy by negotiating carefully. Be careful not to exclude anything and to divulge all your personal details. You will not be pleased when you claim for something a few years later and it turns out that you are claiming on a “pre-existing condition” that the insurance company will now exclude because you did not, or forgot, to tell them about. Whatever you do and whatever advice you follow when you are ready to buy affordable health insurance, make sure that in the end, you buy it. Get is as young as you can and make sure to keep up with the payments. In the end it will benefit you greatly.